Mortgage

We finally got to the stage where we applied for the mortgage.

After initially agreeing to a 100% mortgage, they then said they would only give 80% which left us €15,000 short. No problem, they would give us a loan to cover this.

Everything went quiet for a week or two then they found a debt in Richs name that needed sorting. It was a debt from our old company and was €2800. We were told to pay €1000 of it then set up a payment plan with Hacienda to pay the rest off monthly.

It took two weeks to get our Accountant to answer our calls and emails requested her to sort this out for us and another week for her to go and sort it.

Finally we sent the bank confirmation of the debt being paid only to be told that they'd changed their minds and they wanted the whole debt paid.

Another week passed, trying to get hold of the accountant.

We got a settlement figure and what do you know? It had gone up by €1000 to clear it.

We got it paid, through the bank,only to be told the Accountant then needs to go to the Hacienda to get a document to prove this. That was last Thursday, its now Tuesday and we still can't get hold of the Accountant to do this.

The bank reckon that once they have this final document that within a week we should sign for the mortgage and the house.

Watch this space .................................. (don't hold your breath though)