Friday, May 5, 2017

Buying a House in Spain -The House Valuation

A few weeks ago the bank contacted Daddio to tell him the house needed to be valued and they'd send a Valuer out the next day.

The day of the valuation day arrives and they go to the house to meet the valuer. No show!

Its now the next week before the valuer arrives. Not quite sure why she has to be met at the property, its not as if its locked or anything!  She establishes that the Casteral Document (Land Registry) shows the property to have 5000M2 of land but the Ecritura (Deeds) show 1700 M2 and it was changed in January 2017???? Another odd one is that there is a triangle of land, going half way through the pool which isn't registered to anybody!!!!

The property its decided is to be valued with 1700 M2 of land.

Ten days pass until the valuation comes in at €95,000. The offer was for €120,000.

No problem. Withdraw the offer of €120,000 and offer €95,000 and sort out the land issues ourselves. Twelve days later and ermmm no can do say the bank, it still needs to be €120,000. So then, will the bank lend €120,000 for a house that THEY value at €95,000???? The same house that they have had as a reposession for 9 years!!!!

I'll let you know............

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